Country Risk Manager (Credit – Corporate Banking) – Algeria

Country Risk Manager (Credit – Corporate Banking) – Algeria
CA Global Africa recruitment is currently looking for a highly qualified candidate for the role of Country Risk Manager for one of its Global Banking clients to be based in Algeria. The successful candidate will form part of the Global Industries and Regional Markets team for Middle East & Africa.
Role Synopsis:
Provide credit approvals for all credit actions related to the corporate bank portfolio in Algeria.
Responsibilities:
Demonstrate effective decision making ability - make informed and balanced decisions keeping in mind the related risks and the operating environment (borrower specific, industry and country) based on a thorough knowledge of the bank's internal process and policies and an assessment of the borrower and the environment.
Lead and shape the country credit strategy through developing the Portfolio Management Plan including target market and risk acceptance criteria.
Manage the credit portfolio on an ongoing basis; monitor trends, concentrations, WALNs, classifieds, utilization.
Implement & monitor risk / return standards.
Develop, direct, implement the remedial strategy for classified names.
Conduct monthly portfolio meetings with CRMS & Coverage.
Provide guidance to the Coverage and Product areas with respect to customer specific credit/exposure strategy.
Ensure accurate data quality (risk ratings, industry codes, collateral reporting, GDRS, etc).
Manage the credit RCSA process.
Improve productivity through ongoing process redesign where appropriate.
Have a strong grasp of all risk management policies, including, credit, country and cross border policies.
Develop an understanding of local regulatory environment including adherence to Central Bank policies and risk related reporting requirements.
Approve & manage the Country & Cross Border risks & limits. Oversee the Scenario Plans preparation and its monitoring.
Supervise preparation for the credit related ARR reviews as well as manage the Quarterly Business Monitoring Reviews related to credit. Ensure satisfactory ratings.
Provide regular on-the-job training to the relationship managers and Product partners as needed. Ongoing coaching of relationship managers; approve their credit limits.
Maintain a regular calling program on major clients.
Requirements:
At least 10 years’ experience in banking and/or financial services.
University degree required in Accounting or MBA;
Strong understanding of institutional processes and policies and ability to coach and train the RMs
Experience in interacting with and influencing key decision makers internally and externally.
Strong Leadership and Execution Skills.
Ability to Identify, develop and maintain new business-client relationships and other opportunities
Strong Analytical, Interpretive, evaluative and Risk Control competencies.
Organisational & Communication skills
Teamwork with the Coverage/RMs and other product partners, is required
Flexibility to react to changing priorities
Fluent in English (prerequisite)
Should you meet all the above requirements please send your CV to Danelle at CA Global (danelle@caglobalint.com) or visit our website (www.banking-recruitment-jobs.com) to apply.
Note: Only shortlisted candidates will be contacted.